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Prequalify for a Mortgage


 

5 Great Reasons To Be Pre-Qualified By A Lender

Prequalifying is fast, easy and free, and there’s no obligation. You simply contact a lender (be sure to check out my Preferred Providers from the link on my Home Page) and have them assess your credit report, income and debts, and let you know what mortgage amount you qualify for. This is a great opportunity for you to learn about the various financing programs available to you, and to get help figuring out which will be best for you.

  • You will know in advance what your payments will be.
  • You won’t waste time considering homes you cannot afford.
  • You can select the best loan package without being under pressure. There are many options to choose from in today’s market.
  • Sellers will find your offer to purchase more favorable if they know in advance of your ability to secure financing. This may make your offer more competitive if you are in competition with other offers.
  • Peace of mind.

 

For a list of items you’ll need for a Loan Application. (You don’t need all this to prequalify.)

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